How to handle the transfer of a new house
In recent years, with the active real estate market, the transfer of new homes has become the focus of many home buyers. Whether you need to transfer a new home for personal reasons or you hope to gain income from the transfer, it is important to understand the process. This article will introduce the new home transfer process in detail and provide structured data to help you quickly grasp key information.
1. Basic concepts of new house transfer
New house transfer refers to the act of the buyer transferring the rights and obligations in the house purchase contract to a third party before obtaining the real estate certificate. Usually occurs in the off-plan stage, requiring the developer's consent and relevant procedures.
2. Applicability of new house transfer
1. The home buyer is unable to continue to perform the contract due to financial problems;
2. The home buyer needs to cash out due to personal reasons;
3. Home buyers hope to obtain price difference income through transfer.
3. Process for transferring new house
| steps | Specific operations | Things to note |
|---|---|---|
| 1. Confirm transfer qualifications | Check whether the purchase contract allows transfer and consult the developer | Some contracts explicitly prohibit transfer and need to be verified in advance |
| 2. Find a transferee | Publish transfer information through intermediaries, friends or online platforms | Sign an agreement of intent to clarify the transfer price and conditions |
| 3. Developer agrees | Submit a transfer application and the developer will issue a consent letter after review | You may need to pay handling fees or liquidated damages |
| 4. Sign the transfer contract | Sign a formal transfer agreement with the transferee | Clarify rights and obligations to avoid subsequent disputes |
| 5. Handle filing changes | Bring the materials to the housing management bureau to apply for contract filing changes | ID card, original contract, transfer agreement, etc. are required |
| 6. Complete payment handover | The transferee pays the transfer fee and the original home buyer settles the loan (if any) | It is recommended to transfer money via bank and keep the transaction receipt |
4. Frequently Asked Questions about New House Transfer
1.Do I need to pay taxes?
The transfer of a new house may involve personal income tax, value-added tax, etc., depending on local policies.
2.What should I do if the developer does not agree to the transfer?
If the contract does not explicitly prohibit it, it can be resolved through negotiation or legal means.
3.How to ensure rights and interests after transfer?
Sign a written agreement and go through the filing changes to avoid the risk of "one house selling more than one house".
5. Reference on fees for transfer of new house
| Fee type | Approximate amount | Description |
|---|---|---|
| Developer handling fee | 0.5%-2% of house payment | Some developers charge |
| Deed tax | 1%-3% of house payment | Depends on the transferee’s purchase situation |
| agency fee | 1%-2% of the rent | If transferred through an intermediary |
6. Summary
The transfer of a new home involves many steps and needs to be handled with caution. It is recommended to understand the contract terms, developer policies and local regulations in advance, and consult a professional lawyer or real estate agent if necessary. Through standardized procedures, risks can be effectively reduced and transactions can be successfully completed.
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